Frequently Asked Questions

Answers to common questions about loans and the application process.

What documents do I need?

Typically ID, proof of income and bank details. Requirements vary by state and lender.

How long does approval take?

Approval time varies; some customers get matched the same day.

Is there a prepayment penalty?

Many affiliated lenders do not charge prepayment fees, but check your loan terms.

IMPORTANT DISCLOSURES

Please read carefully and learn about Advanceamericanefts--financeoeft.com

1. Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. CA minimum loan amount is $3,000. GA minimum loan amount is $1,500 for present customers and $3,100 for others.

2. Remote loan closings are available in some areas without branches Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York State will be accepted through this site. If you are using a screen reader and are having problems using the website please call +1 (888)-987-1660 for assistance